Innovo Benefits Administration

PEIP Advantage Plans

The PEIP Advantage plans offer the following features:

  • A choice of three networks with a uniform, comprehensive set of benefits across all three carriers:
    • Blue Cross Blue Shield of Minnesota
    • HealthPartners
    • PreferredOne
  • A choice of three benefit plan design options:
    • Advantage
    • Value
    • HSA - compatible
  • State-wide tiered network of primary care clinics (PCC):
    • Each member chooses a primary care clinic to deliver and coordinate care.
    • Benefits for each plan level are based on the cost level of your primary care clinic.
    • Family members may elect different primary care clinics (even in different cost levels), but must enroll with the same carrier.
    • Members can change clinics throughout the year by calling their network carrier.
  • Referrals are needed for specialist care outside the primary care group. No referrals are needed for emergencies or urgent care. Participant can self-refer to OBGyn, Chiropractic, Routine Vision, Mental Health/Chemical Dependency, provided the practitioner is with the carriers' self-referral network.
  • No co-payments are charged for preventive care such as well-child care, immunizations, annual check-ups, cancer screenings, routine eye and hearing exams, etc.
  • All members are eligible for the Fitness Discount Program.


Summary Benefit Comparisons (SBC's) Plan Year 2019